Call reports 2022
AUSTIN COUNTY STATE BANK — 2022
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 320,169,000 | 326,502,000 | 328,856,000 | 335,066,000 |
| Total loans | 232,547,000 | 242,458,000 | 254,909,000 | 272,220,000 |
| Allowance for loan losses | 4,459,000 | 4,617,000 | 4,735,000 | 4,608,000 |
| Securities available for sale | 32,005,000 | 40,669,000 | 37,554,000 | 37,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,964,000 | 293,627,000 | 294,814,000 | 295,488,000 |
| Interest-bearing deposits | 209,668,000 | 224,817,000 | 220,965,000 | 227,676,000 |
| Noninterest-bearing deposits | 78,296,000 | 68,810,000 | 73,849,000 | 67,812,000 |
| Equity capital | 27,885,000 | 28,323,000 | 29,303,000 | 30,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,385,000 | 6,890,000 | 10,726,000 | 14,855,000 |
| Interest expense | 259,000 | 531,000 | 884,000 | 1,527,000 |
| Net interest income | 3,126,000 | 6,359,000 | 9,842,000 | 13,328,000 |
| Noninterest income | 269,000 | 588,000 | 920,000 | 1,198,000 |
| Noninterest expense | 1,933,000 | 3,980,000 | 6,153,000 | 8,339,000 |
| Provision for loan losses | 250,000 | 400,000 | 550,000 | 700,000 |
| Pretax income | 1,212,000 | 2,567,000 | 4,059,000 | 5,487,000 |
| Income tax | 6,000 | 23,000 | 28,000 | 28,000 |
| Net income | 1,180,000 | 2,511,000 | 3,998,000 | 5,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,325,000 | 29,656,000 | 31,143,000 | 32,445,000 |
| Total capital | 31,134,000 | 32,619,000 | 34,126,000 | 35,581,000 |
| Risk-weighted assets | 223,080,000 | 235,350,000 | 236,917,000 | 249,451,000 |