Call reports 2021
AUSTIN COUNTY STATE BANK — 2021
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 268,637,000 | 277,539,000 | 278,102,000 | 307,855,000 |
| Total loans | 213,447,000 | 210,273,000 | 211,729,000 | 225,103,000 |
| Allowance for loan losses | 3,494,000 | 3,876,000 | 4,209,000 | 4,230,000 |
| Securities available for sale | 20,809,000 | 22,486,000 | 22,059,000 | 25,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,031,000 | 245,353,000 | 244,924,000 | 274,121,000 |
| Interest-bearing deposits | 179,586,000 | 180,337,000 | 185,288,000 | 212,832,000 |
| Noninterest-bearing deposits | 58,445,000 | 65,016,000 | 59,636,000 | 61,289,000 |
| Equity capital | 24,216,000 | 25,491,000 | 26,370,000 | 27,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,451,000 | 9,812,000 | 13,427,000 |
| Interest expense | 348,000 | 631,000 | 890,000 | 1,144,000 |
| Net interest income | 2,812,000 | 5,820,000 | 8,922,000 | 12,283,000 |
| Noninterest income | 255,000 | 563,000 | 679,000 | 896,000 |
| Noninterest expense | 1,782,000 | 3,656,000 | 5,534,000 | 7,607,000 |
| Provision for loan losses | 345,000 | 690,000 | 1,035,000 | 1,175,000 |
| Pretax income | 940,000 | 2,037,000 | 3,032,000 | 4,397,000 |
| Income tax | 8,000 | 22,000 | 22,000 | 33,000 |
| Net income | 873,000 | 1,976,000 | 2,965,000 | 4,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,426,000 | 24,827,000 | 25,819,000 | 27,146,000 |
| Total capital | 25,774,000 | 27,414,000 | 28,416,000 | 29,917,000 |
| Risk-weighted assets | 186,675,000 | 205,565,000 | 206,185,000 | 220,254,000 |