Call reports 2019
AUSTIN COUNTY STATE BANK — 2019
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 176,428,000 | 177,928,000 | 184,747,000 | 184,393,000 |
| Total loans | 111,774,000 | 124,819,000 | 136,335,000 | 140,922,000 |
| Allowance for loan losses | 2,333,000 | 2,424,000 | 2,522,000 | 2,475,000 |
| Securities available for sale | 30,079,000 | 30,394,000 | 27,211,000 | 26,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,773,000 | 157,162,000 | 161,621,000 | 162,259,000 |
| Interest-bearing deposits | 123,748,000 | 122,123,000 | 129,356,000 | 130,591,000 |
| Noninterest-bearing deposits | 33,025,000 | 35,039,000 | 32,265,000 | 31,668,000 |
| Equity capital | 16,994,000 | 18,022,000 | 18,708,000 | 18,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,200,000 | 6,614,000 | 9,041,000 |
| Interest expense | 419,000 | 860,000 | 1,357,000 | 1,875,000 |
| Net interest income | 1,607,000 | 3,340,000 | 5,257,000 | 7,166,000 |
| Noninterest income | 130,000 | 288,000 | 465,000 | 676,000 |
| Noninterest expense | 1,253,000 | 2,560,000 | 3,930,000 | 5,477,000 |
| Provision for loan losses | 30,000 | 105,000 | 195,000 | 285,000 |
| Pretax income | 454,000 | 963,000 | 1,597,000 | 2,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 974,000 | 1,604,000 | 2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,030,000 | 17,549,000 | 18,152,000 | 17,563,000 |
| Total capital | 18,381,000 | 19,014,000 | 19,856,000 | 19,288,000 |
| Risk-weighted assets | 105,758,000 | 114,737,000 | 133,809,000 | 137,263,000 |