Call reports 2018
AUSTIN COUNTY STATE BANK — 2018
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,915,000 | 161,562,000 | 167,275,000 | 168,587,000 |
| Total loans | 107,065,000 | 109,380,000 | 113,581,000 | 112,892,000 |
| Allowance for loan losses | 2,209,000 | 2,300,000 | 2,353,000 | 2,308,000 |
| Securities available for sale | 27,329,000 | 26,902,000 | 26,456,000 | 30,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,562,000 | 143,609,000 | 148,788,000 | 149,812,000 |
| Interest-bearing deposits | 111,809,000 | 113,751,000 | 120,062,000 | 123,235,000 |
| Noninterest-bearing deposits | 22,753,000 | 29,858,000 | 28,726,000 | 26,577,000 |
| Equity capital | 15,054,000 | 15,543,000 | 15,974,000 | 16,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,608,000 | 5,534,000 | 7,588,000 |
| Interest expense | 251,000 | 530,000 | 870,000 | 1,257,000 |
| Net interest income | 1,517,000 | 3,078,000 | 4,664,000 | 6,331,000 |
| Noninterest income | 132,000 | 270,000 | 407,000 | 547,000 |
| Noninterest expense | 990,000 | 2,016,000 | 3,160,000 | 4,413,000 |
| Provision for loan losses | 90,000 | 180,000 | 260,000 | 260,000 |
| Pretax income | 569,000 | 1,152,000 | 1,651,000 | 2,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 569,000 | 1,152,000 | 1,651,000 | 2,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,439,000 | 16,021,000 | 16,520,000 | 16,393,000 |
| Total capital | 16,687,000 | 17,283,000 | 17,919,000 | 17,803,000 |
| Risk-weighted assets | 98,720,000 | 103,286,000 | 109,695,000 | 111,760,000 |