Call reports 2017
AUSTIN COUNTY STATE BANK — 2017
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 145,806,000 | 148,388,000 | 154,209,000 | 151,868,000 |
| Total loans | 106,555,000 | 105,934,000 | 106,810,000 | 108,030,000 |
| Allowance for loan losses | 1,892,000 | 1,948,000 | 2,035,000 | 2,119,000 |
| Securities available for sale | 27,004,000 | 27,226,000 | 26,829,000 | 28,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,296,000 | 131,761,000 | 136,836,000 | 134,867,000 |
| Interest-bearing deposits | 105,142,000 | 108,134,000 | 111,565,000 | 111,400,000 |
| Noninterest-bearing deposits | 24,154,000 | 23,627,000 | 25,271,000 | 23,467,000 |
| Equity capital | 14,034,000 | 14,067,000 | 14,717,000 | 14,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,313,000 | 5,051,000 | 6,825,000 |
| Interest expense | 218,000 | 444,000 | 683,000 | 928,000 |
| Net interest income | 1,414,000 | 2,869,000 | 4,368,000 | 5,897,000 |
| Noninterest income | 106,000 | 235,000 | 357,000 | 484,000 |
| Noninterest expense | 965,000 | 1,912,000 | 2,887,000 | 3,887,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 465,000 | 1,012,000 | 1,568,000 | 2,134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 465,000 | 1,012,000 | 1,568,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,100,000 | 13,746,000 | 14,303,000 | 14,869,000 |
| Total capital | 15,418,000 | 15,057,000 | 15,529,000 | 16,128,000 |
| Risk-weighted assets | 104,827,000 | 104,257,000 | 97,309,000 | 99,871,000 |