Call reports 2016
AUSTIN COUNTY STATE BANK — 2016
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 133,629,000 | 133,087,000 | 141,685,000 | 139,771,000 |
| Total loans | 101,013,000 | 99,147,000 | 97,557,000 | 101,274,000 |
| Allowance for loan losses | 1,852,000 | 1,882,000 | 1,904,000 | 1,813,000 |
| Securities available for sale | 19,611,000 | 20,176,000 | 19,856,000 | 27,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,033,000 | 116,845,000 | 125,183,000 | 123,806,000 |
| Interest-bearing deposits | 97,345,000 | 97,414,000 | 101,626,000 | 103,916,000 |
| Noninterest-bearing deposits | 19,688,000 | 19,431,000 | 23,557,000 | 19,890,000 |
| Equity capital | 12,810,000 | 13,273,000 | 13,781,000 | 13,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,025,000 | 4,554,000 | 6,062,000 |
| Interest expense | 199,000 | 416,000 | 638,000 | 863,000 |
| Net interest income | 1,310,000 | 2,609,000 | 3,916,000 | 5,199,000 |
| Noninterest income | 53,000 | 146,000 | 268,000 | 367,000 |
| Noninterest expense | 868,000 | 1,742,000 | 2,639,000 | 3,618,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 420,000 | 863,000 | 1,320,000 | 1,723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 420,000 | 863,000 | 1,320,000 | 1,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,331,000 | 12,774,000 | 13,231,000 | 13,634,000 |
| Total capital | 13,544,000 | 13,982,000 | 14,455,000 | 14,893,000 |
| Risk-weighted assets | 96,410,000 | 95,930,000 | 97,277,000 | 100,181,000 |