Call reports 2012
AUSTIN COUNTY STATE BANK — 2012
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,305,000 | 79,647,000 | 90,174,000 | 87,801,000 |
| Total loans | 48,873,000 | 50,897,000 | 54,291,000 | 59,732,000 |
| Allowance for loan losses | 800,000 | 871,000 | 909,000 | 952,000 |
| Securities available for sale | 20,128,000 | 20,980,000 | 22,213,000 | 23,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,166,000 | 71,394,000 | 81,560,000 | 79,126,000 |
| Interest-bearing deposits | 61,713,000 | 62,666,000 | 68,921,000 | 65,183,000 |
| Noninterest-bearing deposits | 9,453,000 | 8,728,000 | 12,639,000 | 13,943,000 |
| Equity capital | 7,531,000 | 7,668,000 | 7,984,000 | 8,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,890,000 | 2,880,000 | 3,930,000 |
| Interest expense | 161,000 | 311,000 | 464,000 | 611,000 |
| Net interest income | 773,000 | 1,579,000 | 2,416,000 | 3,319,000 |
| Noninterest income | 69,000 | 135,000 | 198,000 | 251,000 |
| Noninterest expense | 551,000 | 1,124,000 | 1,712,000 | 2,351,000 |
| Provision for loan losses | 75,000 | 145,000 | 205,000 | 265,000 |
| Pretax income | 216,000 | 445,000 | 697,000 | 954,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 445,000 | 697,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,062,000 | 7,253,000 | 7,465,000 | 7,698,000 |
| Total capital | 7,665,000 | 7,889,000 | 8,149,000 | 8,436,000 |
| Risk-weighted assets | 47,264,000 | 50,310,000 | 54,493,000 | 58,854,000 |