Call reports 2011
AUSTIN COUNTY STATE BANK — 2011
What AUSTIN COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 68,328,000 | 71,419,000 | 73,134,000 | 79,033,000 |
| Total loans | 43,082,000 | 45,811,000 | 46,513,000 | 47,512,000 |
| Allowance for loan losses | 636,000 | 683,000 | 729,000 | 725,000 |
| Securities available for sale | 15,662,000 | 16,580,000 | 16,633,000 | 18,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,683,000 | 63,543,000 | 65,069,000 | 70,936,000 |
| Interest-bearing deposits | 53,654,000 | 55,501,000 | 56,428,000 | 60,808,000 |
| Noninterest-bearing deposits | 7,029,000 | 8,042,000 | 8,641,000 | 10,129,000 |
| Equity capital | 6,772,000 | 7,036,000 | 7,278,000 | 7,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,740,000 | 2,638,000 | 3,560,000 |
| Interest expense | 161,000 | 323,000 | 478,000 | 644,000 |
| Net interest income | 692,000 | 1,417,000 | 2,160,000 | 2,916,000 |
| Noninterest income | 51,000 | 109,000 | 170,000 | 231,000 |
| Noninterest expense | 512,000 | 1,028,000 | 1,535,000 | 2,116,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 171,000 | 380,000 | 618,000 | 802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 380,000 | 618,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,468,000 | 6,689,000 | 6,889,000 | 7,086,000 |
| Total capital | 6,968,000 | 7,226,000 | 7,428,000 | 7,658,000 |
| Risk-weighted assets | 39,881,000 | 42,648,000 | 42,908,000 | 45,004,000 |