Call reports 2025
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2025
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 155,904,000 | 154,532,000 | 160,335,000 | 158,997,000 |
| Total loans | 69,722,000 | 65,480,000 | 69,612,000 | 70,741,000 |
| Allowance for loan losses | 568,000 | 635,000 | 625,000 | 554,000 |
| Securities available for sale | 67,124,000 | 65,869,000 | 65,546,000 | 63,849,000 |
| Securities held to maturity | 2,815,000 | 2,815,000 | 2,545,000 | 2,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,669,000 | 139,615,000 | 144,043,000 | 142,515,000 |
| Interest-bearing deposits | 99,118,000 | 100,062,000 | 105,385,000 | 104,881,000 |
| Noninterest-bearing deposits | 40,551,000 | 39,553,000 | 38,658,000 | 37,634,000 |
| Equity capital | 10,015,000 | 8,665,000 | 9,992,000 | 10,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,392,000 | 5,212,000 | 7,056,000 |
| Interest expense | 553,000 | 1,095,000 | 1,665,000 | 2,248,000 |
| Net interest income | 1,117,000 | 2,297,000 | 3,547,000 | 4,808,000 |
| Noninterest income | 636,000 | 1,407,000 | 2,314,000 | 3,196,000 |
| Noninterest expense | 1,886,000 | 3,695,000 | 5,724,000 | 7,865,000 |
| Provision for loan losses | 0 | 1,929,000 | 1,929,000 | 1,929,000 |
| Pretax income | -133,000 | -1,920,000 | -1,792,000 | -1,790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -133,000 | -1,920,000 | -1,792,000 | -1,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,136,000 | 16,349,000 | 16,477,000 | 16,480,000 |