Call reports 2024
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2024
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 161,988,000 | 162,980,000 | 163,916,000 | 156,907,000 |
| Total loans | 67,427,000 | 71,179,000 | 72,958,000 | 68,986,000 |
| Allowance for loan losses | 589,000 | 565,000 | 581,000 | 572,000 |
| Securities available for sale | 70,920,000 | 69,830,000 | 70,824,000 | 67,493,000 |
| Securities held to maturity | 3,075,000 | 3,075,000 | 2,815,000 | 2,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,757,000 | 139,857,000 | 142,357,000 | 141,395,000 |
| Interest-bearing deposits | 92,496,000 | 98,999,000 | 100,233,000 | 101,126,000 |
| Noninterest-bearing deposits | 44,261,000 | 40,858,000 | 42,124,000 | 40,269,000 |
| Equity capital | 8,664,000 | 8,910,000 | 11,320,000 | 9,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,463,000 | 5,223,000 | 6,967,000 |
| Interest expense | 612,000 | 1,277,000 | 1,955,000 | 2,585,000 |
| Net interest income | 1,057,000 | 2,186,000 | 3,268,000 | 4,382,000 |
| Noninterest income | 595,000 | 1,417,000 | 2,181,000 | 2,976,000 |
| Noninterest expense | 1,792,000 | 3,573,000 | 5,444,000 | 7,210,000 |
| Provision for loan losses | 0 | 2,000 | 19,000 | 19,000 |
| Pretax income | -140,000 | 28,000 | -14,000 | 129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -140,000 | 28,000 | -14,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,024,000 | 18,192,000 | 18,151,000 | 18,269,000 |