Call reports 2023
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2023
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 160,811,000 | 162,383,000 | 161,759,000 | 168,207,000 |
| Total loans | 62,602,000 | 67,272,000 | 70,341,000 | 67,356,000 |
| Allowance for loan losses | 600,000 | 578,000 | 604,000 | 605,000 |
| Securities available for sale | 77,329,000 | 74,520,000 | 70,894,000 | 72,635,000 |
| Securities held to maturity | 3,326,000 | 3,326,000 | 3,075,000 | 3,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,880,000 | 145,657,000 | 140,497,000 | 145,290,000 |
| Interest-bearing deposits | 102,082,000 | 98,655,000 | 94,669,000 | 99,878,000 |
| Noninterest-bearing deposits | 45,798,000 | 47,002,000 | 45,828,000 | 45,412,000 |
| Equity capital | 10,408,000 | 8,833,000 | 6,427,000 | 9,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 3,048,000 | 4,699,000 | 6,474,000 |
| Interest expense | 292,000 | 719,000 | 1,228,000 | 1,844,000 |
| Net interest income | 1,180,000 | 2,329,000 | 3,471,000 | 4,630,000 |
| Noninterest income | 648,000 | 1,287,000 | 1,965,000 | 2,590,000 |
| Noninterest expense | 1,790,000 | 3,470,000 | 5,315,000 | 6,999,000 |
| Provision for loan losses | 0 | 0 | 39,000 | 39,000 |
| Pretax income | 38,000 | 134,000 | 70,000 | 170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 134,000 | 70,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,269,000 | 18,308,000 | 18,118,000 | 18,217,000 |