Call reports 2022
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2022
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 177,041,000 | 173,554,000 | 162,843,000 | 159,390,000 |
| Total loans | 64,848,000 | 64,485,000 | 58,652,000 | 59,569,000 |
| Allowance for loan losses | 666,000 | 669,000 | 670,000 | 633,000 |
| Securities available for sale | 60,122,000 | 70,915,000 | 74,465,000 | 75,913,000 |
| Securities held to maturity | 3,609,000 | 3,609,000 | 3,326,000 | 3,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,338,000 | 161,113,000 | 153,137,000 | 149,184,000 |
| Interest-bearing deposits | 114,291,000 | 112,789,000 | 103,390,000 | 100,625,000 |
| Noninterest-bearing deposits | 47,047,000 | 48,324,000 | 49,747,000 | 48,559,000 |
| Equity capital | 14,893,000 | 11,585,000 | 8,775,000 | 9,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,529,000 | 3,944,000 | 5,423,000 |
| Interest expense | 192,000 | 378,000 | 555,000 | 745,000 |
| Net interest income | 1,034,000 | 2,151,000 | 3,389,000 | 4,678,000 |
| Noninterest income | 838,000 | 1,742,000 | 2,571,000 | 3,131,000 |
| Noninterest expense | 1,663,000 | 3,456,000 | 5,255,000 | 6,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 437,000 | 705,000 | 886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 437,000 | 705,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,262,000 | 18,205,000 | 18,252,000 | 18,433,000 |