Call reports 2021
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2021
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 170,027,000 | 173,047,000 | 176,637,000 | 177,492,000 |
| Total loans | 83,471,000 | 77,647,000 | 71,513,000 | 66,016,000 |
| Allowance for loan losses | 734,000 | 737,000 | 730,000 | 677,000 |
| Securities available for sale | 44,348,000 | 45,750,000 | 51,361,000 | 55,719,000 |
| Securities held to maturity | 3,868,000 | 3,843,000 | 3,609,000 | 3,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,392,000 | 153,045,000 | 156,576,000 | 158,108,000 |
| Interest-bearing deposits | 111,348,000 | 113,794,000 | 111,382,000 | 109,953,000 |
| Noninterest-bearing deposits | 39,044,000 | 39,251,000 | 45,194,000 | 48,155,000 |
| Equity capital | 18,653,000 | 18,996,000 | 19,000,000 | 18,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,711,000 | 3,911,000 | 5,071,000 |
| Interest expense | 209,000 | 416,000 | 625,000 | 826,000 |
| Net interest income | 1,137,000 | 2,295,000 | 3,286,000 | 4,245,000 |
| Noninterest income | 814,000 | 2,060,000 | 3,130,000 | 4,103,000 |
| Noninterest expense | 1,694,000 | 3,558,000 | 5,337,000 | 7,192,000 |
| Provision for loan losses | 130,000 | 204,000 | 204,000 | 204,000 |
| Pretax income | 167,000 | 633,000 | 915,000 | 992,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 633,000 | 915,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,965,000 | 18,127,000 | 18,158,000 | 18,235,000 |