Call reports 2020
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2020
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 137,697,000 | 157,884,000 | 162,173,000 | 160,502,000 |
| Total loans | 74,897,000 | 80,613,000 | 87,770,000 | 77,937,000 |
| Allowance for loan losses | 500,000 | 605,000 | 574,000 | 610,000 |
| Securities available for sale | 34,551,000 | 43,799,000 | 50,804,000 | 46,705,000 |
| Securities held to maturity | 4,129,000 | 4,094,000 | 3,868,000 | 3,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,302,000 | 137,666,000 | 141,885,000 | 139,960,000 |
| Interest-bearing deposits | 87,910,000 | 101,606,000 | 105,982,000 | 105,311,000 |
| Noninterest-bearing deposits | 30,392,000 | 36,060,000 | 35,903,000 | 34,649,000 |
| Equity capital | 18,387,000 | 19,195,000 | 19,187,000 | 19,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,982,000 | 4,300,000 | 5,627,000 |
| Interest expense | 225,000 | 462,000 | 680,000 | 893,000 |
| Net interest income | 1,193,000 | 2,520,000 | 3,620,000 | 4,734,000 |
| Noninterest income | 624,000 | 1,352,000 | 2,223,000 | 3,542,000 |
| Noninterest expense | 1,517,000 | 3,227,000 | 4,853,000 | 6,768,000 |
| Provision for loan losses | 12,000 | 112,000 | 112,000 | 173,000 |
| Pretax income | 337,000 | 723,000 | 1,068,000 | 1,537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 723,000 | 1,068,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,695,000 | 17,757,000 | 17,730,000 | 18,200,000 |