Call reports 2019
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2019
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,212,000 | 139,816,000 | 142,281,000 | 138,624,000 |
| Total loans | 70,469,000 | 71,484,000 | 73,010,000 | 72,343,000 |
| Allowance for loan losses | 527,000 | 515,000 | 515,000 | 501,000 |
| Securities available for sale | 51,951,000 | 44,309,000 | 39,557,000 | 38,821,000 |
| Securities held to maturity | 129,000 | 100,000 | 4,129,000 | 4,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,310,000 | 120,275,000 | 122,461,000 | 119,117,000 |
| Interest-bearing deposits | 94,848,000 | 90,039,000 | 93,123,000 | 90,111,000 |
| Noninterest-bearing deposits | 28,462,000 | 30,236,000 | 29,338,000 | 29,006,000 |
| Equity capital | 17,817,000 | 18,406,000 | 18,613,000 | 18,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 3,041,000 | 4,541,000 | 6,025,000 |
| Interest expense | 257,000 | 521,000 | 785,000 | 1,052,000 |
| Net interest income | 1,233,000 | 2,520,000 | 3,756,000 | 4,973,000 |
| Noninterest income | 501,000 | 1,216,000 | 1,823,000 | 2,364,000 |
| Noninterest expense | 1,488,000 | 3,131,000 | 4,659,000 | 6,313,000 |
| Provision for loan losses | 100,000 | 125,000 | 150,000 | 200,000 |
| Pretax income | 146,000 | 635,000 | 958,000 | 1,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 635,000 | 958,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,155,000 | 17,331,000 | 17,402,000 | 17,520,000 |
| Total capital | 17,682,000 | 17,846,000 | 17,917,000 | 18,021,000 |
| Risk-weighted assets | 76,660,000 | 77,403,000 | 81,824,000 | 82,849,000 |