Call reports 2018
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2018
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 138,545,000 | 136,145,000 | 136,136,000 | 136,217,000 |
| Total loans | 67,467,000 | 68,837,000 | 66,531,000 | 68,269,000 |
| Allowance for loan losses | 433,000 | 428,000 | 427,000 | 420,000 |
| Securities available for sale | 45,221,000 | 47,637,000 | 49,380,000 | 49,972,000 |
| Securities held to maturity | 129,000 | 129,000 | 129,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,721,000 | 118,499,000 | 118,672,000 | 118,269,000 |
| Interest-bearing deposits | 93,682,000 | 90,547,000 | 89,992,000 | 90,488,000 |
| Noninterest-bearing deposits | 27,039,000 | 27,952,000 | 28,680,000 | 27,781,000 |
| Equity capital | 16,674,000 | 16,462,000 | 16,268,000 | 16,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,890,000 | 4,323,000 | 5,783,000 |
| Interest expense | 157,000 | 343,000 | 590,000 | 814,000 |
| Net interest income | 1,277,000 | 2,547,000 | 3,733,000 | 4,969,000 |
| Noninterest income | 478,000 | 1,034,000 | 1,581,000 | 2,154,000 |
| Noninterest expense | 1,557,000 | 3,154,000 | 4,666,000 | 6,322,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 163,000 | 392,000 | 613,000 | 766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 392,000 | 613,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,876,000 | 16,830,000 | 16,979,000 | 17,132,000 |
| Total capital | 17,309,000 | 17,258,000 | 17,406,000 | 17,552,000 |
| Risk-weighted assets | 72,732,000 | 72,787,000 | 71,846,000 | 73,673,000 |