Call reports 2017
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2017
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 135,499,000 | 136,157,000 | 139,075,000 | 134,417,000 |
| Total loans | 77,538,000 | 76,633,000 | 72,984,000 | 70,007,000 |
| Allowance for loan losses | 613,000 | 561,000 | 534,000 | 443,000 |
| Securities available for sale | 42,004,000 | 42,321,000 | 45,766,000 | 45,012,000 |
| Securities held to maturity | 129,000 | 129,000 | 129,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,821,000 | 117,146,000 | 120,053,000 | 115,967,000 |
| Interest-bearing deposits | 87,575,000 | 88,455,000 | 92,351,000 | 88,992,000 |
| Noninterest-bearing deposits | 29,246,000 | 28,691,000 | 27,702,000 | 26,975,000 |
| Equity capital | 17,440,000 | 17,755,000 | 17,714,000 | 17,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,998,000 | 4,441,000 | 5,873,000 |
| Interest expense | 153,000 | 309,000 | 461,000 | 613,000 |
| Net interest income | 1,323,000 | 2,689,000 | 3,980,000 | 5,260,000 |
| Noninterest income | 604,000 | 1,183,000 | 1,806,000 | 2,351,000 |
| Noninterest expense | 1,645,000 | 3,321,000 | 4,851,000 | 6,474,000 |
| Provision for loan losses | 0 | 30,000 | 129,000 | 129,000 |
| Pretax income | 282,000 | 536,000 | 824,000 | 1,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 536,000 | 824,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,665,000 | 16,582,000 | 16,687,000 | 16,925,000 |
| Total capital | 17,278,000 | 17,143,000 | 17,221,000 | 17,368,000 |
| Risk-weighted assets | 77,134,000 | 76,726,000 | 75,474,000 | 74,803,000 |