Call reports 2012
CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2012
What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 149,969,000 | 150,642,000 | 144,712,000 | 144,521,000 |
| Total loans | 110,370,000 | 112,505,000 | 99,390,000 | 97,356,000 |
| Allowance for loan losses | 809,000 | 803,000 | 843,000 | 882,000 |
| Securities available for sale | 26,045,000 | 25,355,000 | 24,289,000 | 30,452,000 |
| Securities held to maturity | 2,192,000 | 1,932,000 | 883,000 | 883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,250,000 | 125,683,000 | 126,228,000 | 125,864,000 |
| Interest-bearing deposits | 93,419,000 | 94,947,000 | 96,949,000 | 96,000,000 |
| Noninterest-bearing deposits | 32,831,000 | 30,736,000 | 29,279,000 | 29,864,000 |
| Equity capital | 14,745,000 | 15,366,000 | 15,737,000 | 16,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,975,000 | 6,058,000 | 7,938,000 |
| Interest expense | 337,000 | 648,000 | 954,000 | 1,245,000 |
| Net interest income | 1,628,000 | 3,327,000 | 5,104,000 | 6,693,000 |
| Noninterest income | 637,000 | 1,410,000 | 2,255,000 | 3,146,000 |
| Noninterest expense | 1,754,000 | 3,372,000 | 5,173,000 | 6,945,000 |
| Provision for loan losses | 199,000 | 260,000 | 319,000 | 379,000 |
| Pretax income | 312,000 | 1,105,000 | 1,868,000 | 2,516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 312,000 | 1,105,000 | 1,868,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,248,000 | 12,738,000 | 13,101,000 | 13,750,000 |
| Total capital | 13,057,000 | 13,541,000 | 13,944,000 | 14,632,000 |
| Risk-weighted assets | 95,700,000 | 97,590,000 | 93,635,000 | 90,837,000 |