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Call reports 2009

CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA — 2009

What CITIZENS BANK & TRUST COMPANY OF VIVIAN, LOUISIANA reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0226ef85-49b7-4262-8272-33a9c78b2cf2/2009

Balance sheet

What the bank holds and owes at quarter end

Measure2009Q12009Q22009Q32009Q4
Total assets125,310,000127,497,000130,708,000133,987,000
Total loans70,868,00073,645,00074,595,00075,024,000
Allowance for loan losses430,000466,000503,000497,000
Securities available for sale41,006,00038,172,00040,393,00040,750,000
Securities held to maturity4,454,0004,453,0004,453,0004,439,000
Trading assets0000
Total deposits106,912,000108,464,000110,942,000114,660,000
Interest-bearing deposits85,593,00087,761,00089,246,00092,066,000
Noninterest-bearing deposits21,319,00020,703,00021,696,00022,594,000
Equity capital11,143,00010,949,00011,936,00011,985,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2009Q12009Q22009Q32009Q4
Interest income1,799,0003,653,0005,471,0007,336,000
Interest expense644,0001,249,0001,861,0002,453,000
Net interest income1,155,0002,404,0003,610,0004,883,000
Noninterest income254,000484,000692,000890,000
Noninterest expense971,0002,075,0003,125,0004,340,000
Provision for loan losses45,000205,000250,000405,000
Pretax income393,000715,0001,067,0001,168,000
Income tax0000
Net income393,000715,0001,067,0001,168,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2009Q12009Q22009Q32009Q4
Tier 1 capital10,547,00010,777,00010,837,00010,161,000
Total capital10,977,00011,243,00011,340,00010,658,000
Risk-weighted assets69,853,00072,199,00074,042,00074,835,000

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