Call reports 2019
PIONEER BANK — 2019
What PIONEER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 156,186,000 | 155,461,000 | 157,371,000 | 161,190,000 |
| Total loans | 128,332,000 | 126,910,000 | 128,081,000 | 122,125,000 |
| Allowance for loan losses | 1,294,000 | 1,325,000 | 1,332,000 | 84,000 |
| Securities available for sale | 8,412,000 | 8,048,000 | 7,559,000 | 6,419,000 |
| Securities held to maturity | 1,650,000 | 1,650,000 | 1,580,000 | 1,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,079,000 | 138,107,000 | 139,650,000 | 141,555,000 |
| Interest-bearing deposits | 105,512,000 | 106,203,000 | 105,761,000 | 104,707,000 |
| Noninterest-bearing deposits | 33,567,000 | 31,904,000 | 33,889,000 | 36,848,000 |
| Equity capital | 16,757,000 | 17,006,000 | 16,744,000 | 18,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,623,000 | 5,475,000 | 7,381,000 |
| Interest expense | 226,000 | 471,000 | 740,000 | 994,000 |
| Net interest income | 1,572,000 | 3,152,000 | 4,735,000 | 6,387,000 |
| Noninterest income | 159,000 | 306,000 | 473,000 | 622,000 |
| Noninterest expense | 1,297,000 | 2,749,000 | 4,914,000 | 6,169,000 |
| Provision for loan losses | 30,000 | 60,000 | 67,000 | 150,000 |
| Pretax income | 404,000 | 649,000 | 227,000 | 690,000 |
| Income tax | 99,000 | 156,000 | 24,000 | 145,000 |
| Net income | 305,000 | 493,000 | 203,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,812,000 | 17,001,000 | 16,710,000 | 13,491,000 |
| Total capital | 18,106,000 | 18,326,000 | 18,042,000 | 13,575,000 |
| Risk-weighted assets | 134,443,000 | 133,556,000 | 134,121,000 | 128,237,000 |