Call reports 2018
PIONEER BANK — 2018
What PIONEER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 145,190,000 | 149,180,000 | 148,310,000 | 160,637,000 |
| Total loans | 115,413,000 | 119,420,000 | 122,210,000 | 126,004,000 |
| Allowance for loan losses | 1,198,000 | 1,233,000 | 1,249,000 | 1,264,000 |
| Securities available for sale | 9,549,000 | 9,124,000 | 8,853,000 | 8,595,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,650,000 | 1,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,138,000 | 133,023,000 | 131,989,000 | 143,870,000 |
| Interest-bearing deposits | 94,828,000 | 98,904,000 | 97,387,000 | 106,476,000 |
| Noninterest-bearing deposits | 34,310,000 | 34,119,000 | 34,602,000 | 37,394,000 |
| Equity capital | 15,428,000 | 15,681,000 | 16,001,000 | 16,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,329,000 | 5,070,000 | 6,853,000 |
| Interest expense | 117,000 | 262,000 | 428,000 | 614,000 |
| Net interest income | 1,494,000 | 3,067,000 | 4,642,000 | 6,239,000 |
| Noninterest income | 163,000 | 360,000 | 500,000 | 664,000 |
| Noninterest expense | 1,247,000 | 2,483,000 | 3,717,000 | 5,025,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 395,000 | 914,000 | 1,380,000 | 1,831,000 |
| Income tax | 118,000 | 263,000 | 381,000 | 495,000 |
| Net income | 277,000 | 651,000 | 999,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,298,000 | 15,594,000 | 16,162,000 | 16,503,000 |
| Total capital | 16,496,000 | 16,827,000 | 17,411,000 | 17,767,000 |
| Risk-weighted assets | 122,639,000 | 127,442,000 | 130,103,000 | 134,318,000 |