Call reports 2017
PIONEER BANK — 2017
What PIONEER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,515,000 | 142,468,000 | 143,294,000 | 147,708,000 |
| Total loans | 109,945,000 | 110,598,000 | 113,835,000 | 114,289,000 |
| Allowance for loan losses | 1,137,000 | 1,151,000 | 1,167,000 | 1,183,000 |
| Securities available for sale | 10,061,000 | 10,898,000 | 9,783,000 | 9,715,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,900,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,524,000 | 127,014,000 | 127,640,000 | 131,927,000 |
| Interest-bearing deposits | 92,289,000 | 93,474,000 | 92,321,000 | 96,310,000 |
| Noninterest-bearing deposits | 34,235,000 | 33,540,000 | 35,319,000 | 35,617,000 |
| Equity capital | 14,464,000 | 14,716,000 | 14,960,000 | 15,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,954,000 | 4,530,000 | 6,151,000 |
| Interest expense | 68,000 | 157,000 | 263,000 | 376,000 |
| Net interest income | 1,367,000 | 2,797,000 | 4,267,000 | 5,775,000 |
| Noninterest income | 163,000 | 326,000 | 487,000 | 651,000 |
| Noninterest expense | 1,248,000 | 2,457,000 | 3,732,000 | 4,941,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 267,000 | 636,000 | 977,000 | 1,425,000 |
| Income tax | 87,000 | 214,000 | 304,000 | 371,000 |
| Net income | 180,000 | 422,000 | 673,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,120,000 | 14,349,000 | 14,620,000 | 14,998,000 |
| Total capital | 15,257,000 | 15,500,000 | 15,787,000 | 16,181,000 |
| Risk-weighted assets | 118,796,000 | 118,119,000 | 122,495,000 | 121,787,000 |