Call reports 2012
PIONEER BANK — 2012
What PIONEER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,500,000 | 117,812,000 | 118,786,000 | 124,078,000 |
| Total loans | 79,767,000 | 79,226,000 | 80,013,000 | 80,756,000 |
| Allowance for loan losses | 554,000 | 515,000 | 573,000 | 570,000 |
| Securities available for sale | 23,929,000 | 23,555,000 | 25,037,000 | 23,947,000 |
| Securities held to maturity | 2,190,000 | 2,190,000 | 2,190,000 | 2,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,924,000 | 103,129,000 | 103,899,000 | 109,244,000 |
| Interest-bearing deposits | 80,954,000 | 80,252,000 | 81,671,000 | 85,076,000 |
| Noninterest-bearing deposits | 20,970,000 | 22,877,000 | 22,228,000 | 24,168,000 |
| Equity capital | 13,930,000 | 14,018,000 | 14,153,000 | 14,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,356,000 | 3,606,000 | 4,925,000 |
| Interest expense | 136,000 | 260,000 | 371,000 | 467,000 |
| Net interest income | 1,020,000 | 2,096,000 | 3,235,000 | 4,458,000 |
| Noninterest income | 138,000 | 267,000 | 405,000 | 539,000 |
| Noninterest expense | 1,059,000 | 2,103,000 | 3,171,000 | 4,233,000 |
| Provision for loan losses | 2,000 | 16,000 | 46,000 | 76,000 |
| Pretax income | 97,000 | 244,000 | 423,000 | 648,000 |
| Income tax | 27,000 | 74,000 | 133,000 | 210,000 |
| Net income | 70,000 | 170,000 | 290,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,511,000 | 13,586,000 | 13,687,000 | 13,829,000 |
| Total capital | 14,065,000 | 14,101,000 | 14,260,000 | 14,399,000 |
| Risk-weighted assets | 84,177,000 | 83,602,000 | 85,798,000 | 88,098,000 |