Call reports 2011
PIONEER BANK — 2011
What PIONEER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,529,000 | 107,336,000 | 108,270,000 | 113,577,000 |
| Total loans | 75,122,000 | 73,935,000 | 74,084,000 | 75,368,000 |
| Allowance for loan losses | 730,000 | 710,000 | 678,000 | 552,000 |
| Securities available for sale | 21,237,000 | 21,865,000 | 21,609,000 | 22,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,626,000 | 93,053,000 | 93,741,000 | 99,033,000 |
| Interest-bearing deposits | 74,827,000 | 73,445,000 | 73,886,000 | 77,867,000 |
| Noninterest-bearing deposits | 17,799,000 | 19,608,000 | 19,855,000 | 21,166,000 |
| Equity capital | 13,399,000 | 13,666,000 | 13,814,000 | 13,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,418,000 | 3,648,000 | 4,869,000 |
| Interest expense | 180,000 | 347,000 | 505,000 | 655,000 |
| Net interest income | 1,033,000 | 2,071,000 | 3,143,000 | 4,214,000 |
| Noninterest income | 131,000 | 253,000 | 384,000 | 510,000 |
| Noninterest expense | 982,000 | 1,912,000 | 2,982,000 | 3,991,000 |
| Provision for loan losses | 5,000 | 10,000 | 13,000 | 13,000 |
| Pretax income | 177,000 | 402,000 | 532,000 | 720,000 |
| Income tax | 58,000 | 134,000 | 173,000 | 236,000 |
| Net income | 119,000 | 268,000 | 359,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,126,000 | 13,250,000 | 13,341,000 | 13,441,000 |
| Total capital | 13,856,000 | 13,960,000 | 14,019,000 | 13,993,000 |
| Risk-weighted assets | 77,468,000 | 77,514,000 | 77,857,000 | 80,445,000 |