Call reports 2005
PIONEER BANK — 2005
What PIONEER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 106,539,000 | 104,911,000 | 106,741,000 | 109,426,000 |
| Total loans | 59,989,000 | 61,935,000 | 64,159,000 | 64,292,000 |
| Allowance for loan losses | 1,473,000 | 1,063,000 | 1,319,000 | 1,299,000 |
| Securities available for sale | 40,736,000 | 37,910,000 | 37,175,000 | 36,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,218,000 | 84,783,000 | 85,187,000 | 91,099,000 |
| Interest-bearing deposits | 72,865,000 | 70,155,000 | 70,940,000 | 74,322,000 |
| Noninterest-bearing deposits | 14,353,000 | 14,628,000 | 14,246,000 | 16,777,000 |
| Equity capital | 10,472,000 | 10,911,000 | 10,813,000 | 10,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,797,000 | 4,207,000 | 5,610,000 |
| Interest expense | 359,000 | 760,000 | 1,214,000 | 1,746,000 |
| Net interest income | 1,036,000 | 2,037,000 | 2,993,000 | 3,864,000 |
| Noninterest income | 141,000 | 268,000 | 410,000 | 547,000 |
| Noninterest expense | 993,000 | 1,895,000 | 2,824,000 | 3,871,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 7,000 |
| Pretax income | 184,000 | 403,000 | 572,000 | 533,000 |
| Income tax | 24,000 | 120,000 | 164,000 | 127,000 |
| Net income | 160,000 | 283,000 | 408,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,947,000 | 11,045,000 | 11,170,000 | 11,143,000 |
| Total capital | 11,735,000 | 11,852,000 | 12,005,000 | 11,988,000 |
| Risk-weighted assets | 62,538,000 | 64,306,000 | 66,332,000 | 67,156,000 |
Machine access — free, no API key
Every figure shown here about PIONEER BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.