Call reports 2025
BAR HARBOR SAVINGS AND LOAN ASSOCIATION — 2025
What BAR HARBOR SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 98,994,000 | 98,909,000 | 99,616,000 | 101,650,000 |
| Total loans | 85,659,000 | 86,036,000 | 86,244,000 | 88,120,000 |
| Allowance for loan losses | 698,000 | 678,000 | 793,000 | 799,000 |
| Securities available for sale | 4,634,000 | 4,158,000 | 4,459,000 | 4,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,918,000 | 72,725,000 | 73,376,000 | 73,450,000 |
| Interest-bearing deposits | 69,796,000 | 70,093,000 | 69,824,000 | 69,989,000 |
| Noninterest-bearing deposits | 3,122,000 | 2,632,000 | 3,552,000 | 3,461,000 |
| Equity capital | 11,849,000 | 11,891,000 | 11,753,000 | 11,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,218,000 | 3,345,000 | 4,541,000 |
| Interest expense | 758,000 | 1,506,000 | 2,272,000 | 3,022,000 |
| Net interest income | 343,000 | 712,000 | 1,073,000 | 1,519,000 |
| Noninterest income | 29,000 | 52,000 | 74,000 | 90,000 |
| Noninterest expense | 421,000 | 833,000 | 1,250,000 | 1,665,000 |
| Provision for loan losses | -10,000 | -31,000 | 85,000 | 90,000 |
| Pretax income | -27,000 | -13,000 | -185,000 | -122,000 |
| Income tax | -10,000 | -14,000 | -30,000 | -26,000 |
| Net income | -17,000 | 1,000 | -155,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,793,000 | 11,811,000 | 11,654,000 | 11,558,000 |