Call reports 2024
BAR HARBOR SAVINGS AND LOAN ASSOCIATION — 2024
What BAR HARBOR SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 102,792,000 | 102,920,000 | 101,059,000 | 99,802,000 |
| Total loans | 87,874,000 | 88,156,000 | 87,769,000 | 86,045,000 |
| Allowance for loan losses | 547,000 | 524,000 | 696,000 | 708,000 |
| Securities available for sale | 5,233,000 | 5,069,000 | 5,176,000 | 4,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,987,000 | 76,575,000 | 76,246,000 | 75,762,000 |
| Interest-bearing deposits | 73,018,000 | 74,834,000 | 73,275,000 | 73,226,000 |
| Noninterest-bearing deposits | 1,969,000 | 1,741,000 | 2,971,000 | 2,536,000 |
| Equity capital | 12,317,000 | 12,189,000 | 11,989,000 | 11,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,155,000 | 3,282,000 | 4,393,000 |
| Interest expense | 830,000 | 1,679,000 | 2,537,000 | 3,356,000 |
| Net interest income | 242,000 | 476,000 | 745,000 | 1,037,000 |
| Noninterest income | 17,000 | 30,000 | 45,000 | 67,000 |
| Noninterest expense | 449,000 | 929,000 | 1,362,000 | 1,783,000 |
| Provision for loan losses | -160,000 | -182,000 | -10,000 | 2,000 |
| Pretax income | -30,000 | -211,000 | -543,000 | -676,000 |
| Income tax | -46,000 | -93,000 | -131,000 | -144,000 |
| Net income | 16,000 | -118,000 | -412,000 | -532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,584,000 | 12,450,000 | 12,157,000 | 12,037,000 |