Call reports 2021
BAR HARBOR SAVINGS AND LOAN ASSOCIATION — 2021
What BAR HARBOR SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 101,397,000 | 100,709,000 | 100,543,000 | 100,392,000 |
| Total loans | 68,304,000 | 68,609,000 | 67,833,000 | 68,819,000 |
| Allowance for loan losses | 788,000 | 789,000 | 778,000 | 784,000 |
| Securities available for sale | 3,948,000 | 6,172,000 | 6,131,000 | 5,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,988,000 | 81,228,000 | 80,373,000 | 79,294,000 |
| Interest-bearing deposits | 80,732,000 | 80,069,000 | 79,054,000 | 77,392,000 |
| Noninterest-bearing deposits | 1,256,000 | 1,159,000 | 1,319,000 | 1,902,000 |
| Equity capital | 12,332,000 | 12,381,000 | 12,506,000 | 12,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,545,000 | 2,269,000 | 2,984,000 |
| Interest expense | 295,000 | 568,000 | 800,000 | 1,015,000 |
| Net interest income | 510,000 | 977,000 | 1,469,000 | 1,969,000 |
| Noninterest income | 19,000 | 51,000 | 84,000 | 125,000 |
| Noninterest expense | 474,000 | 924,000 | 1,283,000 | 1,738,000 |
| Provision for loan losses | -4,000 | -3,000 | -14,000 | -8,000 |
| Pretax income | 59,000 | 107,000 | 284,000 | 364,000 |
| Income tax | 5,000 | 13,000 | 47,000 | 70,000 |
| Net income | 54,000 | 94,000 | 237,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,253,000 | 12,292,000 | 12,435,000 | 12,494,000 |