Call reports 2019
BAR HARBOR SAVINGS AND LOAN ASSOCIATION — 2019
What BAR HARBOR SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 105,312,000 | 104,654,000 | 103,399,000 | 103,466,000 |
| Total loans | 90,201,000 | 78,489,000 | 77,015,000 | 75,840,000 |
| Allowance for loan losses | 890,000 | 872,000 | 864,000 | 800,000 |
| Securities available for sale | 3,163,000 | 5,504,000 | 5,793,000 | 5,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,507,000 | 81,763,000 | 80,434,000 | 80,508,000 |
| Interest-bearing deposits | 80,462,000 | 80,778,000 | 79,583,000 | 79,511,000 |
| Noninterest-bearing deposits | 1,045,000 | 985,000 | 851,000 | 997,000 |
| Equity capital | 11,352,000 | 11,461,000 | 11,585,000 | 11,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,087,000 | 3,091,000 | 4,101,000 |
| Interest expense | 399,000 | 824,000 | 1,256,000 | 1,672,000 |
| Net interest income | 699,000 | 1,263,000 | 1,835,000 | 2,429,000 |
| Noninterest income | 2,000 | 11,000 | 22,000 | 196,000 |
| Noninterest expense | 477,000 | 962,000 | 1,409,000 | 2,073,000 |
| Provision for loan losses | 18,000 | 0 | -8,000 | -112,000 |
| Pretax income | 206,000 | 312,000 | 456,000 | 664,000 |
| Income tax | 48,000 | 66,000 | 81,000 | 127,000 |
| Net income | 158,000 | 246,000 | 375,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,327,000 | 11,430,000 | 11,558,000 | 11,772,000 |
| Total capital | 12,033,000 | 12,099,000 | 12,227,000 | 12,391,000 |
| Risk-weighted assets | 56,272,000 | 53,301,000 | 53,309,000 | 49,255,000 |