Call reports 2018
BAR HARBOR SAVINGS AND LOAN ASSOCIATION — 2018
What BAR HARBOR SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 103,973,000 | 104,642,000 | 104,372,000 | 104,180,000 |
| Total loans | 89,588,000 | 90,927,000 | 91,074,000 | 91,260,000 |
| Allowance for loan losses | 818,000 | 836,000 | 854,000 | 872,000 |
| Securities available for sale | 4,179,000 | 4,058,000 | 3,400,000 | 3,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,770,000 | 80,294,000 | 80,325,000 | 80,035,000 |
| Interest-bearing deposits | 78,632,000 | 79,228,000 | 79,194,000 | 78,688,000 |
| Noninterest-bearing deposits | 1,138,000 | 1,066,000 | 1,131,000 | 1,347,000 |
| Equity capital | 10,470,000 | 10,698,000 | 10,939,000 | 11,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,132,000 | 3,225,000 | 4,357,000 |
| Interest expense | 313,000 | 640,000 | 989,000 | 1,363,000 |
| Net interest income | 742,000 | 1,492,000 | 2,236,000 | 2,994,000 |
| Noninterest income | 1,000 | 3,000 | 6,000 | 7,000 |
| Noninterest expense | 414,000 | 842,000 | 1,233,000 | 1,683,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 311,000 | 617,000 | 963,000 | 1,254,000 |
| Income tax | 69,000 | 136,000 | 217,000 | 254,000 |
| Net income | 242,000 | 481,000 | 746,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,411,000 | 10,649,000 | 10,915,000 | 11,168,000 |
| Total capital | 11,104,000 | 11,350,000 | 11,620,000 | 11,868,000 |
| Risk-weighted assets | 55,303,000 | 55,939,000 | 56,270,000 | 55,848,000 |