Call reports 2017
BAR HARBOR SAVINGS AND LOAN ASSOCIATION — 2017
What BAR HARBOR SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,841,000 | 101,799,000 | 104,684,000 | 103,763,000 |
| Total loans | 85,692,000 | 85,646,000 | 86,582,000 | 88,180,000 |
| Allowance for loan losses | 790,000 | 805,000 | 826,000 | 800,000 |
| Securities available for sale | 4,782,000 | 4,772,000 | 4,523,000 | 4,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,136,000 | 78,025,000 | 80,727,000 | 79,776,000 |
| Interest-bearing deposits | 78,162,000 | 77,411,000 | 80,170,000 | 78,786,000 |
| Noninterest-bearing deposits | 974,000 | 614,000 | 557,000 | 990,000 |
| Equity capital | 9,641,000 | 9,886,000 | 10,138,000 | 10,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,035,000 | 3,084,000 | 4,129,000 |
| Interest expense | 303,000 | 609,000 | 925,000 | 1,244,000 |
| Net interest income | 712,000 | 1,426,000 | 2,159,000 | 2,885,000 |
| Noninterest income | 2,000 | 3,000 | 9,000 | 9,000 |
| Noninterest expense | 416,000 | 769,000 | 1,114,000 | 1,564,000 |
| Provision for loan losses | 21,000 | 36,000 | 57,000 | 31,000 |
| Pretax income | 277,000 | 624,000 | 997,000 | 1,299,000 |
| Income tax | 85,000 | 190,000 | 304,000 | 482,000 |
| Net income | 192,000 | 434,000 | 693,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,539,000 | 9,781,000 | 10,040,000 | 10,168,000 |
| Total capital | 10,212,000 | 10,442,000 | 10,711,000 | 10,854,000 |
| Risk-weighted assets | 53,698,000 | 52,769,000 | 53,564,000 | 54,784,000 |