Call reports 2023
COMMERCEONE BANK — 2023
What COMMERCEONE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 597,109,000 | 601,070,000 | 605,524,000 | 629,210,000 |
| Total loans | 508,791,000 | 499,619,000 | 518,870,000 | 513,201,000 |
| Allowance for loan losses | 6,105,000 | 6,105,000 | 6,226,000 | 6,158,000 |
| Securities available for sale | 35,931,000 | 34,768,000 | 33,360,000 | 34,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,517,000 | 536,295,000 | 530,722,000 | 562,915,000 |
| Interest-bearing deposits | 424,880,000 | 439,334,000 | 415,179,000 | 438,548,000 |
| Noninterest-bearing deposits | 109,637,000 | 96,961,000 | 115,543,000 | 124,367,000 |
| Equity capital | 59,501,000 | 61,770,000 | 62,898,000 | 64,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,727,000 | 18,177,000 | 27,832,000 | 38,061,000 |
| Interest expense | 3,365,000 | 7,468,000 | 11,952,000 | 16,867,000 |
| Net interest income | 5,362,000 | 10,709,000 | 15,880,000 | 21,194,000 |
| Noninterest income | 120,000 | 227,000 | 337,000 | 464,000 |
| Noninterest expense | 2,109,000 | 4,228,000 | 6,281,000 | 8,423,000 |
| Provision for loan losses | 324,000 | 324,000 | 1,045,000 | 3,277,000 |
| Pretax income | 3,070,000 | 6,497,000 | 9,118,000 | 10,157,000 |
| Income tax | 796,000 | 1,679,000 | 2,346,000 | 2,595,000 |
| Net income | 2,274,000 | 4,818,000 | 6,772,000 | 7,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,973,000 | 65,381,000 | 67,147,000 | 68,016,000 |
| Total capital | 69,764,000 | 72,080,000 | 73,853,000 | 74,682,000 |
| Risk-weighted assets | 558,675,000 | 549,000,000 | 574,354,000 | 574,645,000 |