Call reports 2022
COMMERCEONE BANK — 2022
What COMMERCEONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 508,037,000 | 515,914,000 | 521,819,000 | 556,402,000 |
| Total loans | 394,636,000 | 424,506,000 | 453,903,000 | 481,740,000 |
| Allowance for loan losses | 4,736,000 | 5,094,000 | 5,527,000 | 5,781,000 |
| Securities available for sale | 28,831,000 | 35,976,000 | 36,317,000 | 36,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,554,000 | 460,855,000 | 455,109,000 | 491,534,000 |
| Interest-bearing deposits | 350,593,000 | 357,729,000 | 345,320,000 | 388,967,000 |
| Noninterest-bearing deposits | 101,961,000 | 103,126,000 | 109,789,000 | 102,567,000 |
| Equity capital | 53,848,000 | 53,569,000 | 55,113,000 | 57,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,453,000 | 9,332,000 | 15,617,000 | 23,466,000 |
| Interest expense | 374,000 | 885,000 | 1,914,000 | 4,392,000 |
| Net interest income | 4,079,000 | 8,447,000 | 13,703,000 | 19,074,000 |
| Noninterest income | 92,000 | 203,000 | 315,000 | 424,000 |
| Noninterest expense | 1,891,000 | 3,834,000 | 5,918,000 | 7,950,000 |
| Provision for loan losses | 217,000 | 575,000 | 1,008,000 | 1,262,000 |
| Pretax income | 2,063,000 | 4,241,000 | 7,092,000 | 10,286,000 |
| Income tax | 537,000 | 1,103,000 | 1,839,000 | 2,648,000 |
| Net income | 1,526,000 | 3,138,000 | 5,253,000 | 7,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,055,000 | 56,783,000 | 59,012,000 | 61,335,000 |
| Total capital | 59,791,000 | 61,877,000 | 64,539,000 | 67,116,000 |
| Risk-weighted assets | 435,663,000 | 468,515,000 | 504,540,000 | 535,438,000 |