Call reports 2021
COMMERCEONE BANK — 2021
What COMMERCEONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 371,623,000 | 399,672,000 | 414,192,000 | 463,770,000 |
| Total loans | 272,268,000 | 319,101,000 | 347,461,000 | 376,581,000 |
| Allowance for loan losses | 3,267,000 | 3,829,000 | 4,170,000 | 4,519,000 |
| Securities available for sale | 23,412,000 | 27,172,000 | 29,036,000 | 27,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,166,000 | 344,152,000 | 357,348,000 | 405,390,000 |
| Interest-bearing deposits | 223,060,000 | 241,690,000 | 276,165,000 | 307,331,000 |
| Noninterest-bearing deposits | 94,106,000 | 102,462,000 | 81,183,000 | 98,059,000 |
| Equity capital | 50,145,000 | 51,011,000 | 52,274,000 | 53,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,022,000 | 6,320,000 | 10,132,000 | 14,429,000 |
| Interest expense | 326,000 | 674,000 | 1,049,000 | 1,432,000 |
| Net interest income | 2,696,000 | 5,646,000 | 9,083,000 | 12,997,000 |
| Noninterest income | 59,000 | 140,000 | 211,000 | 300,000 |
| Noninterest expense | 1,530,000 | 3,136,000 | 4,782,000 | 6,482,000 |
| Provision for loan losses | 125,000 | 687,000 | 1,027,000 | 1,376,000 |
| Pretax income | 1,111,000 | 1,982,000 | 3,504,000 | 5,458,000 |
| Income tax | 293,000 | 527,000 | 925,000 | 1,422,000 |
| Net income | 818,000 | 1,455,000 | 2,579,000 | 4,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,879,000 | 50,607,000 | 51,846,000 | 53,414,000 |
| Total capital | 53,146,000 | 54,436,000 | 56,016,000 | 57,933,000 |
| Risk-weighted assets | 278,910,000 | 334,797,000 | 376,944,000 | 416,896,000 |
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