Call reports 2020
COMMERCEONE BANK — 2020
What COMMERCEONE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 258,590,000 | 275,659,000 | 313,180,000 | 325,687,000 |
| Total loans | 207,994,000 | 229,006,000 | 232,313,000 | 261,876,000 |
| Allowance for loan losses | 2,496,000 | 2,748,000 | 2,827,000 | 3,143,000 |
| Securities available for sale | 13,978,000 | 18,371,000 | 20,932,000 | 21,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,292,000 | 223,433,000 | 260,204,000 | 271,701,000 |
| Interest-bearing deposits | 155,729,000 | 173,391,000 | 186,104,000 | 198,184,000 |
| Noninterest-bearing deposits | 41,563,000 | 50,042,000 | 74,100,000 | 73,517,000 |
| Equity capital | 46,965,000 | 47,928,000 | 48,668,000 | 49,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,529,000 | 5,094,000 | 7,766,000 | 10,748,000 |
| Interest expense | 480,000 | 844,000 | 1,175,000 | 1,509,000 |
| Net interest income | 2,049,000 | 4,250,000 | 6,591,000 | 9,239,000 |
| Noninterest income | 27,000 | 137,000 | 180,000 | 231,000 |
| Noninterest expense | 1,339,000 | 2,727,000 | 4,120,000 | 5,554,000 |
| Provision for loan losses | 392,000 | 644,000 | 723,000 | 1,039,000 |
| Pretax income | 345,000 | 1,016,000 | 1,928,000 | 2,877,000 |
| Income tax | 108,000 | 294,000 | 540,000 | 782,000 |
| Net income | 237,000 | 722,000 | 1,388,000 | 2,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,848,000 | 47,418,000 | 48,173,000 | 48,971,000 |
| Total capital | 49,344,000 | 50,166,000 | 51,000,000 | 52,114,000 |
| Risk-weighted assets | 221,881,000 | 231,382,000 | 236,058,000 | 269,486,000 |