Call reports 2019
COMMERCEONE BANK — 2019
What COMMERCEONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 150,001,000 | 166,694,000 | 174,974,000 | 241,256,000 |
| Total loans | 90,347,000 | 117,329,000 | 136,267,000 | 175,339,000 |
| Allowance for loan losses | 1,084,000 | 1,408,000 | 1,635,000 | 2,104,000 |
| Securities available for sale | 14,503,000 | 14,715,000 | 14,713,000 | 16,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,056,000 | 119,533,000 | 126,960,000 | 193,002,000 |
| Interest-bearing deposits | 89,896,000 | 101,434,000 | 102,977,000 | 160,797,000 |
| Noninterest-bearing deposits | 13,160,000 | 18,099,000 | 23,983,000 | 32,205,000 |
| Equity capital | 45,852,000 | 46,061,000 | 46,641,000 | 46,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,500,000 | 3,287,000 | 5,294,000 | 7,522,000 |
| Interest expense | 405,000 | 885,000 | 1,355,000 | 1,815,000 |
| Net interest income | 1,095,000 | 2,402,000 | 3,939,000 | 5,707,000 |
| Noninterest income | 15,000 | 33,000 | 53,000 | 115,000 |
| Noninterest expense | 1,048,000 | 2,120,000 | 3,419,000 | 4,708,000 |
| Provision for loan losses | 320,000 | 644,000 | 871,000 | 1,340,000 |
| Pretax income | -258,000 | -329,000 | -298,000 | -226,000 |
| Income tax | 0 | 0 | -565,000 | -533,000 |
| Net income | -258,000 | -329,000 | 267,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,717,000 | 45,722,000 | 46,194,000 | 46,526,000 |
| Total capital | 46,801,000 | 47,130,000 | 47,829,000 | 48,630,000 |
| Risk-weighted assets | 106,063,000 | 137,110,000 | 152,233,000 | 193,266,000 |