Call reports 2026
BANK OF THE LOWCOUNTRY — 2026
What BANK OF THE LOWCOUNTRY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 423,897,000 | 430,233,000 |
| Total loans | 311,314,000 | 326,363,000 |
| Allowance for loan losses | 2,897,000 | 3,046,000 |
| Securities available for sale | 82,180,000 | 84,236,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 376,893,000 | 364,984,000 |
| Interest-bearing deposits | 317,152,000 | 304,406,000 |
| Noninterest-bearing deposits | 59,741,000 | 60,578,000 |
| Equity capital | 28,893,000 | 32,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,993,000 | 12,162,000 |
| Interest expense | 2,090,000 | 4,189,000 |
| Net interest income | 3,903,000 | 7,973,000 |
| Noninterest income | 137,000 | 306,000 |
| Noninterest expense | 3,096,000 | 6,205,000 |
| Provision for loan losses | 100,000 | 250,000 |
| Pretax income | 995,000 | 1,975,000 |
| Income tax | 196,000 | 390,000 |
| Net income | 799,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,773,000 | 39,559,000 |
| Total capital | 42,095,000 | 43,030,000 |
| Risk-weighted assets | 327,879,000 | 339,965,000 |