Call reports 2009
BANK OF THE LOWCOUNTRY — 2009
What BANK OF THE LOWCOUNTRY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 164,513,000 | 162,252,000 | 166,762,000 | 165,384,000 |
| Total loans | 116,535,000 | 114,848,000 | 117,484,000 | 116,458,000 |
| Allowance for loan losses | 2,053,000 | 2,064,000 | 2,021,000 | 2,053,000 |
| Securities available for sale | 24,076,000 | 27,557,000 | 27,057,000 | 24,620,000 |
| Securities held to maturity | 1,220,000 | 565,000 | 565,000 | 565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,799,000 | 143,435,000 | 147,067,000 | 146,770,000 |
| Interest-bearing deposits | 130,881,000 | 130,721,000 | 132,455,000 | 132,525,000 |
| Noninterest-bearing deposits | 14,918,000 | 12,714,000 | 14,612,000 | 14,245,000 |
| Equity capital | 17,587,000 | 17,529,000 | 18,201,000 | 17,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,272,000 | 4,483,000 | 6,661,000 | 8,723,000 |
| Interest expense | 923,000 | 1,800,000 | 2,597,000 | 3,290,000 |
| Net interest income | 1,349,000 | 2,683,000 | 4,064,000 | 5,433,000 |
| Noninterest income | 200,000 | 391,000 | 583,000 | 723,000 |
| Noninterest expense | 1,004,000 | 2,490,000 | 3,523,000 | 4,604,000 |
| Provision for loan losses | 90,000 | 180,000 | 290,000 | 1,083,000 |
| Pretax income | 455,000 | 404,000 | 834,000 | 469,000 |
| Income tax | 139,000 | 121,000 | 238,000 | 169,000 |
| Net income | 316,000 | 283,000 | 596,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,434,000 | 17,402,000 | 17,664,000 | 17,369,000 |
| Total capital | 19,013,000 | 18,964,000 | 19,256,000 | 18,962,000 |
| Risk-weighted assets | 125,819,000 | 124,503,000 | 126,956,000 | 127,029,000 |
Machine access — free, no API key
Every figure shown here about BANK OF THE LOWCOUNTRY — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.