Call reports 2007
BANK OF THE LOWCOUNTRY — 2007
What BANK OF THE LOWCOUNTRY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 164,593,000 | 162,310,000 | 165,083,000 | 161,344,000 |
| Total loans | 108,227,000 | 108,482,000 | 108,755,000 | 114,597,000 |
| Allowance for loan losses | 1,868,000 | 1,919,000 | 1,919,000 | 1,929,000 |
| Securities available for sale | 33,378,000 | 33,176,000 | 39,060,000 | 34,585,000 |
| Securities held to maturity | 1,819,000 | 1,819,000 | 1,819,000 | 1,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,353,000 | 145,136,000 | 146,982,000 | 139,688,000 |
| Interest-bearing deposits | 129,907,000 | 126,794,000 | 128,290,000 | 123,133,000 |
| Noninterest-bearing deposits | 17,446,000 | 18,342,000 | 18,692,000 | 16,555,000 |
| Equity capital | 15,136,000 | 15,421,000 | 16,069,000 | 16,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,446,000 | 5,044,000 | 7,701,000 | 10,345,000 |
| Interest expense | 1,124,000 | 2,316,000 | 3,540,000 | 4,767,000 |
| Net interest income | 1,322,000 | 2,728,000 | 4,161,000 | 5,578,000 |
| Noninterest income | 210,000 | 423,000 | 637,000 | 834,000 |
| Noninterest expense | 888,000 | 1,814,000 | 2,764,000 | 3,654,000 |
| Provision for loan losses | 75,000 | 140,000 | 170,000 | 202,000 |
| Pretax income | 569,000 | 1,197,000 | 1,864,000 | 2,556,000 |
| Income tax | 174,000 | 370,000 | 575,000 | 794,000 |
| Net income | 395,000 | 827,000 | 1,289,000 | 1,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,195,000 | 15,627,000 | 16,090,000 | 16,563,000 |
| Total capital | 16,690,000 | 17,082,000 | 17,546,000 | 18,065,000 |
| Risk-weighted assets | 119,295,000 | 115,924,000 | 115,988,000 | 119,725,000 |
Machine access — free, no API key
Every figure shown here about BANK OF THE LOWCOUNTRY — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.