Call reports 2013
ENTERPRISE BANK OF FLORIDA — 2013
What ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 259,355,000 | 248,641,000 |
| Total loans | 176,730,000 | 180,385,000 |
| Allowance for loan losses | 4,817,000 | 3,517,000 |
| Securities available for sale | 18,470,000 | 12,814,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 7,277,000 | 8,582,000 |
| Total deposits | 187,052,000 | 177,336,000 |
| Interest-bearing deposits | 158,411,000 | 150,332,000 |
| Noninterest-bearing deposits | 28,641,000 | 27,004,000 |
| Equity capital | 36,725,000 | 35,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 2,426,000 | 4,810,000 |
| Interest expense | 350,000 | 686,000 |
| Net interest income | 2,076,000 | 4,124,000 |
| Noninterest income | 1,189,000 | 586,000 |
| Noninterest expense | 1,825,000 | 5,022,000 |
| Provision for loan losses | 956,000 | 956,000 |
| Pretax income | 412,000 | -1,300,000 |
| Income tax | 0 | 0 |
| Net income | 412,000 | -1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 38,349,000 | 36,637,000 |
| Total capital | 41,838,000 | 40,046,000 |
| Risk-weighted assets | 244,244,000 | 241,951,000 |