Call reports 2012
ENTERPRISE BANK OF FLORIDA — 2012
What ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 253,514,000 | 249,601,000 | 259,299,000 | 233,401,000 |
| Total loans | 170,072,000 | 175,189,000 | 174,576,000 | 174,213,000 |
| Allowance for loan losses | 3,663,000 | 3,756,000 | 3,365,000 | 3,903,000 |
| Securities available for sale | 49,781,000 | 48,517,000 | 21,743,000 | 19,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,364,000 | 0 | 236,000 | 856,000 |
| Total deposits | 207,351,000 | 201,231,000 | 195,661,000 | 171,757,000 |
| Interest-bearing deposits | 183,140,000 | 177,869,000 | 171,018,000 | 147,578,000 |
| Noninterest-bearing deposits | 24,211,000 | 23,362,000 | 24,643,000 | 24,179,000 |
| Equity capital | 34,348,000 | 35,098,000 | 36,930,000 | 35,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 5,921,000 | 8,499,000 | 10,881,000 |
| Interest expense | 750,000 | 1,453,000 | 2,050,000 | 2,457,000 |
| Net interest income | 2,178,000 | 4,468,000 | 6,449,000 | 8,424,000 |
| Noninterest income | 2,839,000 | 1,900,000 | 3,206,000 | 4,576,000 |
| Noninterest expense | 2,051,000 | 3,850,000 | 5,947,000 | 7,139,000 |
| Provision for loan losses | 400,000 | 400,000 | 400,000 | 4,604,000 |
| Pretax income | 2,598,000 | 2,097,000 | 4,182,000 | 1,935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,598,000 | 2,097,000 | 4,182,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,600,000 | 38,099,000 | 40,184,000 | 37,937,000 |
| Total capital | 41,995,000 | 41,792,000 | 43,549,000 | 41,435,000 |
| Risk-weighted assets | 245,168,000 | 261,477,000 | 255,559,000 | 243,730,000 |