Call reports 2011
ENTERPRISE BANK OF FLORIDA — 2011
What ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 256,428,000 | 243,054,000 | 240,259,000 | 247,109,000 |
| Total loans | 180,881,000 | 163,827,000 | 157,089,000 | 164,604,000 |
| Allowance for loan losses | 4,509,000 | 4,479,000 | 4,297,000 | 3,479,000 |
| Securities available for sale | 51,311,000 | 53,483,000 | 51,682,000 | 57,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 10,372,000 | 10,621,000 | 9,195,000 |
| Total deposits | 216,607,000 | 206,683,000 | 195,590,000 | 201,806,000 |
| Interest-bearing deposits | 195,063,000 | 187,098,000 | 171,354,000 | 179,348,000 |
| Noninterest-bearing deposits | 21,544,000 | 19,585,000 | 24,236,000 | 22,458,000 |
| Equity capital | 28,530,000 | 25,177,000 | 29,461,000 | 30,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,077,000 | 6,009,000 | 8,865,000 | 11,518,000 |
| Interest expense | 1,030,000 | 1,956,000 | 2,808,000 | 3,610,000 |
| Net interest income | 2,047,000 | 4,053,000 | 6,057,000 | 7,908,000 |
| Noninterest income | 1,120,000 | 979,000 | 8,962,000 | 10,073,000 |
| Noninterest expense | 1,950,000 | 3,752,000 | 10,161,000 | 11,802,000 |
| Provision for loan losses | 646,000 | 5,310,000 | 5,310,000 | 5,310,000 |
| Pretax income | 185,000 | -4,431,000 | -763,000 | 528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | -4,431,000 | -763,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,640,000 | 29,024,000 | 34,712,000 | 36,002,000 |
| Total capital | 36,931,000 | 32,237,000 | 37,908,000 | 39,396,000 |
| Risk-weighted assets | 232,882,000 | 229,451,000 | 224,122,000 | 245,646,000 |