Call reports 2018
FIRST NATIONAL BANK OF MOUNT VERNON, THE — 2018
What FIRST NATIONAL BANK OF MOUNT VERNON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,898,000 | 196,424,000 | 189,426,000 | 191,004,000 |
| Total loans | 86,442,000 | 85,849,000 | 86,768,000 | 87,023,000 |
| Allowance for loan losses | 850,000 | 860,000 | 857,000 | 874,000 |
| Securities available for sale | 99,602,000 | 96,497,000 | 91,903,000 | 89,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,645,000 | 141,899,000 | 135,581,000 | 137,570,000 |
| Interest-bearing deposits | 114,075,000 | 106,874,000 | 99,132,000 | 106,645,000 |
| Noninterest-bearing deposits | 40,570,000 | 35,025,000 | 36,449,000 | 30,925,000 |
| Equity capital | 21,052,000 | 21,349,000 | 21,520,000 | 21,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,589,000 | 5,390,000 | 7,200,000 |
| Interest expense | 375,000 | 747,000 | 1,107,000 | 1,523,000 |
| Net interest income | 1,419,000 | 2,842,000 | 4,283,000 | 5,677,000 |
| Noninterest income | 223,000 | 460,000 | 706,000 | 1,528,000 |
| Noninterest expense | 906,000 | 1,839,000 | 2,736,000 | 3,724,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 724,000 | 1,439,000 | 2,217,000 | 3,433,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 724,000 | 1,439,000 | 2,217,000 | 3,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,463,000 | 22,949,000 | 23,569,000 | 23,431,000 |
| Total capital | 23,313,000 | 23,809,000 | 24,426,000 | 24,305,000 |
| Risk-weighted assets | 81,324,000 | 79,476,000 | 79,811,000 | 79,562,000 |