Call reports 2017
FIRST NATIONAL BANK OF MOUNT VERNON, THE — 2017
What FIRST NATIONAL BANK OF MOUNT VERNON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 207,482,000 | 205,517,000 | 204,811,000 | 208,931,000 |
| Total loans | 78,423,000 | 80,965,000 | 83,287,000 | 86,955,000 |
| Allowance for loan losses | 669,000 | 741,000 | 779,000 | 833,000 |
| Securities available for sale | 116,481,000 | 113,822,000 | 108,484,000 | 104,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,485,000 | 148,587,000 | 148,695,000 | 152,965,000 |
| Interest-bearing deposits | 106,518,000 | 106,617,000 | 100,377,000 | 108,794,000 |
| Noninterest-bearing deposits | 56,967,000 | 41,970,000 | 48,318,000 | 44,171,000 |
| Equity capital | 20,876,000 | 22,512,000 | 22,816,000 | 21,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,388,000 | 5,167,000 | 6,973,000 |
| Interest expense | 317,000 | 637,000 | 988,000 | 1,323,000 |
| Net interest income | 1,349,000 | 2,751,000 | 4,179,000 | 5,650,000 |
| Noninterest income | 224,000 | 517,000 | 856,000 | 1,120,000 |
| Noninterest expense | 954,000 | 1,943,000 | 2,858,000 | 3,808,000 |
| Provision for loan losses | 0 | 70,000 | 160,000 | 220,000 |
| Pretax income | 619,000 | 1,255,000 | 2,017,000 | 2,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 619,000 | 1,255,000 | 2,017,000 | 2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,529,000 | 21,916,000 | 22,379,000 | 21,966,000 |
| Total capital | 22,198,000 | 22,657,000 | 23,158,000 | 22,799,000 |
| Risk-weighted assets | 75,345,000 | 76,403,000 | 77,685,000 | 79,718,000 |