Call reports 2016
FIRST NATIONAL BANK OF MOUNT VERNON, THE — 2016
What FIRST NATIONAL BANK OF MOUNT VERNON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,247,000 | 208,584,000 | 208,894,000 | 204,101,000 |
| Total loans | 66,730,000 | 71,652,000 | 73,961,000 | 76,020,000 |
| Allowance for loan losses | 701,000 | 663,000 | 660,000 | 674,000 |
| Securities available for sale | 123,813,000 | 129,733,000 | 126,143,000 | 119,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,253,000 | 155,652,000 | 167,340,000 | 165,770,000 |
| Interest-bearing deposits | 113,425,000 | 109,491,000 | 105,529,000 | 106,176,000 |
| Noninterest-bearing deposits | 54,828,000 | 46,161,000 | 61,811,000 | 59,594,000 |
| Equity capital | 22,777,000 | 23,630,000 | 23,781,000 | 19,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,270,000 | 4,889,000 | 6,486,000 |
| Interest expense | 339,000 | 690,000 | 1,034,000 | 1,340,000 |
| Net interest income | 1,298,000 | 2,580,000 | 3,855,000 | 5,146,000 |
| Noninterest income | 204,000 | 425,000 | 651,000 | 870,000 |
| Noninterest expense | 1,020,000 | 2,067,000 | 3,143,000 | 4,148,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 482,000 | 938,000 | 1,363,000 | 1,868,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 938,000 | 1,363,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,925,000 | 21,256,000 | 21,533,000 | 21,123,000 |
| Total capital | 21,626,000 | 21,919,000 | 22,193,000 | 21,797,000 |
| Risk-weighted assets | 68,855,000 | 73,849,000 | 75,063,000 | 75,695,000 |