Call reports 2015
FIRST NATIONAL BANK OF MOUNT VERNON, THE — 2015
What FIRST NATIONAL BANK OF MOUNT VERNON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 205,250,000 | 205,393,000 | 202,702,000 | 200,698,000 |
| Total loans | 59,654,000 | 60,927,000 | 62,675,000 | 65,248,000 |
| Allowance for loan losses | 681,000 | 687,000 | 679,000 | 700,000 |
| Securities available for sale | 137,374,000 | 138,129,000 | 134,362,000 | 127,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,587,000 | 162,217,000 | 159,154,000 | 164,291,000 |
| Interest-bearing deposits | 94,095,000 | 91,436,000 | 88,657,000 | 111,212,000 |
| Noninterest-bearing deposits | 74,492,000 | 70,781,000 | 70,497,000 | 53,079,000 |
| Equity capital | 21,846,000 | 21,084,000 | 22,083,000 | 21,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,659,000 | 3,264,000 | 4,872,000 | 6,519,000 |
| Interest expense | 411,000 | 806,000 | 1,171,000 | 1,511,000 |
| Net interest income | 1,248,000 | 2,458,000 | 3,701,000 | 5,008,000 |
| Noninterest income | 143,000 | 365,000 | 538,000 | 701,000 |
| Noninterest expense | 909,000 | 1,829,000 | 2,789,000 | 3,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 992,000 | 1,576,000 | 2,084,000 | 2,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 992,000 | 1,576,000 | 2,084,000 | 2,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,184,000 | 20,532,000 | 20,960,000 | 20,591,000 |
| Total capital | 20,865,000 | 21,219,000 | 21,639,000 | 21,291,000 |
| Risk-weighted assets | 66,209,000 | 67,752,000 | 68,096,000 | 69,091,000 |