Call reports 2014
FIRST NATIONAL BANK OF MOUNT VERNON, THE — 2014
What FIRST NATIONAL BANK OF MOUNT VERNON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 201,252,000 | 200,697,000 | 204,150,000 | 210,333,000 |
| Total loans | 58,074,000 | 60,833,000 | 59,915,000 | 60,281,000 |
| Allowance for loan losses | 731,000 | 741,000 | 736,000 | 687,000 |
| Securities available for sale | 137,824,000 | 127,938,000 | 139,088,000 | 142,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,587,000 | 146,055,000 | 156,953,000 | 161,451,000 |
| Interest-bearing deposits | 96,212,000 | 94,443,000 | 122,774,000 | 94,146,000 |
| Noninterest-bearing deposits | 46,375,000 | 51,612,000 | 34,179,000 | 67,305,000 |
| Equity capital | 19,208,000 | 20,905,000 | 20,969,000 | 21,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,555,000 | 5,253,000 | 6,968,000 |
| Interest expense | 383,000 | 760,000 | 1,148,000 | 1,556,000 |
| Net interest income | 1,402,000 | 2,795,000 | 4,105,000 | 5,412,000 |
| Noninterest income | 146,000 | 306,000 | 472,000 | 627,000 |
| Noninterest expense | 908,000 | 1,857,000 | 2,798,000 | 3,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 728,000 | 1,462,000 | 2,363,000 | 3,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 728,000 | 1,462,000 | 2,363,000 | 3,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,679,000 | 19,163,000 | 19,736,000 | 19,552,000 |
| Total capital | 19,410,000 | 19,904,000 | 20,472,000 | 20,239,000 |
| Risk-weighted assets | 64,389,000 | 65,589,000 | 65,574,000 | 67,000,000 |