Call reports 2013
FIRST NATIONAL BANK OF MOUNT VERNON, THE — 2013
What FIRST NATIONAL BANK OF MOUNT VERNON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 182,830,000 | 189,455,000 | 203,412,000 | 193,290,000 |
| Total loans | 57,328,000 | 57,682,000 | 57,332,000 | 57,917,000 |
| Allowance for loan losses | 723,000 | 732,000 | 747,000 | 737,000 |
| Securities available for sale | 120,618,000 | 126,279,000 | 131,271,000 | 128,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,458,000 | 143,998,000 | 143,920,000 | 134,028,000 |
| Interest-bearing deposits | 95,100,000 | 93,323,000 | 92,515,000 | 92,709,000 |
| Noninterest-bearing deposits | 46,358,000 | 50,675,000 | 51,405,000 | 41,319,000 |
| Equity capital | 20,154,000 | 18,772,000 | 18,089,000 | 18,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,050,000 | 4,618,000 | 6,339,000 |
| Interest expense | 382,000 | 745,000 | 1,099,000 | 1,534,000 |
| Net interest income | 1,162,000 | 2,305,000 | 3,519,000 | 4,805,000 |
| Noninterest income | 131,000 | 287,000 | 446,000 | 602,000 |
| Noninterest expense | 875,000 | 1,630,000 | 2,519,000 | 3,395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 884,000 | 1,555,000 | 2,039,000 | 2,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 884,000 | 1,555,000 | 2,039,000 | 2,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,670,000 | 18,116,000 | 18,439,000 | 18,205,000 |
| Total capital | 18,393,000 | 18,848,000 | 19,186,000 | 18,942,000 |
| Risk-weighted assets | 60,329,000 | 62,195,000 | 64,593,000 | 62,964,000 |