Call reports 2004
FIRST NATIONAL BANK OF MOUNT VERNON, THE — 2004
What FIRST NATIONAL BANK OF MOUNT VERNON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 115,730,000 | 112,504,000 | 112,569,000 | 111,893,000 |
| Total loans | 42,199,000 | 42,301,000 | 43,207,000 | 41,846,000 |
| Allowance for loan losses | 731,000 | 720,000 | 694,000 | 624,000 |
| Securities available for sale | 64,147,000 | 62,575,000 | 62,742,000 | 62,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,257,000 | 89,108,000 | 88,186,000 | 88,753,000 |
| Interest-bearing deposits | 72,882,000 | 73,502,000 | 71,521,000 | 70,083,000 |
| Noninterest-bearing deposits | 17,375,000 | 15,606,000 | 16,665,000 | 18,670,000 |
| Equity capital | 11,620,000 | 10,464,000 | 11,698,000 | 11,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,771,000 | 4,180,000 | 5,576,000 |
| Interest expense | 471,000 | 917,000 | 1,357,000 | 1,807,000 |
| Net interest income | 922,000 | 1,854,000 | 2,823,000 | 3,769,000 |
| Noninterest income | 217,000 | 400,000 | 586,000 | 750,000 |
| Noninterest expense | 662,000 | 1,368,000 | 2,069,000 | 2,833,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 80,000 |
| Pretax income | 489,000 | 898,000 | 1,359,000 | 1,685,000 |
| Income tax | 151,000 | 255,000 | 362,000 | 418,000 |
| Net income | 338,000 | 643,000 | 997,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,549,000 | 10,775,000 | 11,050,000 | 10,727,000 |
| Total capital | 11,114,000 | 11,345,000 | 11,622,000 | 11,288,000 |
| Risk-weighted assets | 45,025,000 | 45,466,000 | 45,674,000 | 44,782,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF MOUNT VERNON, THE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.