Call reports 2025
CULBERTSON BANK — 2025
What CULBERTSON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 11,772,000 | 11,875,000 | 11,363,000 |
| Total loans | 5,678,000 | 6,004,000 | 5,720,000 |
| Allowance for loan losses | 113,000 | 113,000 | 113,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 3,193,000 | 2,995,000 | 2,394,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 9,552,000 | 9,626,000 | 9,168,000 |
| Interest-bearing deposits | 6,184,000 | 6,202,000 | 6,246,000 |
| Noninterest-bearing deposits | 3,368,000 | 3,424,000 | 2,922,000 |
| Equity capital | 2,179,000 | 2,207,000 | 2,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 171,000 | 341,000 | 514,000 |
| Interest expense | 33,000 | 68,000 | 104,000 |
| Net interest income | 138,000 | 273,000 | 410,000 |
| Noninterest income | 0 | 0 | 1,000 |
| Noninterest expense | 107,000 | 211,000 | 410,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 31,000 | 62,000 | 1,000 |
| Income tax | 29,000 | 32,000 | 0 |
| Net income | 2,000 | 30,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 2,170,000 | 2,179,000 | 2,169,000 |
Machine access — free, no API key
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